Capital One® offers a variety of term loans and lines of credit, including fixed term lengths and monthly payments on loans for financing real estate, equipment, vehicles, and other assets. We also offer flexible, secured, and unsecured options that feature revolving lines of credit with check-writing

ability, flexible repayment terms with no prepayment penalties to cover immediate working capital needs, seasonal purchases, ongoing inventory expenditures, and more.

Normal credit qualifications apply. Products and services offered by Capital One, N.A., Member FDIC. ©2012 Capital One. All rights reserved.

 

Partners In Building Your Vision

Capital One® has extensive experience in permanent and construction loans for a broad range of projects including multifamily housing, retail, office buildings, student housing, industrial, and parking facilities. We are also active in lending to Real Estate Investment Trusts, Real Estate Investment Funds, Opportunity Funds, and DUS Warehouse facilities.

That's why the Commercial Real Estate Group offers customized solutions designed to meet the unique and varying needs of all types of real estate businesses. With flexible financing for improving existing properties or acquiring new ones, we do what it takes to help owners

accomplish all their goals. At the same time, our suite of
Treasury Management services gives real estate managers access to smart, proven tools for streamlining processes and improving tenant satisfaction.

Our experienced Real Estate Relationship Managers oversee all aspects of the relationship, from financing and underwriting to cash flow optimization and interest-rate hedging. That's because we know that the blueprint for success is customized solutions from bankers who see real estate the way you do.


 

Equip For Growth

At Capital One®, we understand that equipment is a big part of your business. Not only does it help keep your business running, it helps it grow. But acquiring the right equipment often requires the right kind of funding. That's why it's good to have our Equipment Finance team by your side.

It all begins with a foundation built on customer dedication. Working closely with you to get familiar with the nuts and bolts of your business and its unique challenges, we will structure equipment leasing and finance solutions specifically for you.

And as one of America's top 10 banks, we have the strength and flexibility to develop cost-effective strategies to fit your finances.

Our Equipment Finance group is nationwide, managing a portfolio over $4 billion in assets. Each team member, on average, retains more than 20 years of experience in the equipment leasing and financing segment, bringing vast knowledge and specialized expertise across a variety of industries. This helps us quickly understand the way you do business, and gives us the ability to structure direct funding solutions to meet your specific needs.

Industry Specializations:

  • Commercial Aircraft

  • Energy

  • Food/Beverage

  • Government

  • Logistics

  • Manufacturing

  • Marine

  • Materials/Commodities

  • Medical

  • Metals & Mining

  • Rail

  • Restaurant

  • Wholesale Distribution

Solutions

Our financing covers equipment purchases, including industry-specific equipment and new or used equipment, or refinancing of existing equipment. We have a wide range of financing products with competitive terms and pricing, including Term Loans, Finance Leases, Tax Leases, and TRAC Leases. Transaction sizes range from $500,000 to $50,000,000.

Equipment Loans & Leasing

Equipment loans with either fixed or floating rates may be ideal for long-term equipment ownership needs, including:

  • Traditional Loans (fixed or floating)

  • Finance Leases: $1.00 Purchase Option Loans, Fixed Balloon Option and Synthetic Lease Structures

Our comprehensive leasing solutions include:

  • Tax Leases: Fair Market Value (FMV), FMV Early Buy-Out

  • Terminal Rental Adjustment Clause (TRAC) or Split TRAC Leases

Normal credit and other conditions apply. This does not represent an offer to enter into a loan agreement.

 

Put Your Assets to Work

With Capital One's Asset-Based Lending, our bankers offer a nationwide lending platform to provide flexible credit facilities to companies having revenues from $25 million to over $1 billion. We service a broad range of industries in the manufacturing, wholesale, retail, and service sectors. Our typical transaction size is $10 million to $100 million or more. We understand your unique challenges and bring both industry expertise and creative insights into our financing solution. As one of America's top 10 banks, we have the scale and breadth of services to meet almost any challenge you may have. That means we are committed to what your business needs are, wherever you are located.

Financing Options

  • Revolving Lines of Credit

  • Term Loans

  • Letters of Credit

Program Features

  • Floating Interest Rate Options

  • Competitive Advance Rates

  • Flexible Amortization and Loan Covenants

  • Syndication Capabilities

  • Access to all of Capital One's product offerings

Product Applications

  • Working Capital

  • Refinancing

  • Acquisitions

  • Mergers

  • Restructuring

  • Recapitalization

  • Expansion

  • DIP Financing

Normal credit and other conditions apply. This does not represent an offer to enter into a loan agreement.

 

Extend Your Reach

Capital One® can arrange, as an administrative agent, syndicated loan transactions for companies requiring a credit structure that is outside of the limits of an individual bank. With a close understanding of your business, we will quickly and efficiently structure a market-clearing transaction with deal execution seamlessly completed through our network of regional bank contacts. This can be advantageous to borrowers for several reasons:

  • Practical, efficient means of accessing large pools of committed credit

  • Reduces the time-consuming and administratively burdensome process of negotiating multiple credit agreements, and it improves borrower control over financing activities

  • Only a single request to draw down funds, and any changes to the credit agreement only need to be executed once

We can devise a successful syndication strategy (including credit structure, terms, and pricing), regardless of the amount and transaction complexity, to help you streamline and simplify your access to capital.

We facilitate many types of credit facilities, including:

  • Revolvers

  • Term Loans—Secured and Unsecured

  • Letters of Credit

  • Construction Loans

These credit facilities can provide funding for general corporate purposes, including working capital, capital expenditures, acquisitions, and recapitalizations.

Capital One® Commercial Banking will also manage the bank syndicate in an ongoing administration role throughout the life of the facility, including:

  • Coordinating the borrowing process

  • Calculating and billing for fees and interest

  • Distributing payments and quarterly financials to the syndicate

  • Leading negotiations and execution of amendments and waivers with borrowers and the bank syndicate