Capital One^® offers a variety of term loans and lines of credit, including fixed term lengths and monthly payments on loans for financing real estate, equipment, vehicles, and other assets. We also offer flexible, secured, and unsecured options that feature revolving lines of credit with check-writing

ability, flexible repayment terms with no prepayment penalties to cover immediate working capital needs, seasonal purchases, ongoing inventory expenditures, and more.

For more information, contact us or your local Relationship Manager.

Partners In Building Your Vision

Capital One Bank^® has extensive experience in permanent and construction loans for a broad range of projects including multifamily housing, retail, office buildings, student housing, industrial, and parking facilities. We are also active in lending to Real Estate Investment Trusts, Real Estate Investment Funds, Opportunity Funds, and DUS Warehouse facilities.

That’s why the Capital One Bank Commercial Real Estate Group offers customized solutions designed to meet the unique and varying needs of all types of real estate businesses. With flexible financing for improving existing properties or acquiring new ones, we do what it takes to help owners

accomplish all their goals. At the same time, our suite of
Treasury Management services gives real estate managers access to smart, proven tools for streamlining processes and improving tenant satisfaction.

Our experienced Real Estate Relationship Managers oversee all aspects of the relationship, from financing and underwriting to cash flow optimization and interest-rate hedging. That’s because we know that the blueprint for success is customized solutions from bankers who see real estate the way you do.

For more information, contact your local Relationship Manager.

Equip For Growth

At Capital One^®, we understand that equipment is a big part of your business. Not only does it help keep your business running, it helps it grow. But acquiring the right equipment often requires the right kind of funding. That’s why it’s good to have our Equipment Leasing and Finance team by your side.

It all begins with a foundation built on customer dedication. We will work closely with you to get familiar with the nuts and bolts of your business and its unique challenges. We will look at your company framework and structure equipment leasing and finance solutions specifically for you.

And because we have the scale and breadth of service as one of America’s top 10 banks, we have the strength and flexibility to develop cost-effective strategies to fit your finances.

Our team members each average more than 20 years of experience in the equipment leasing and finance segment. We bring vast knowledge of the healthcare, construction, manufacturing, and transportation industries to everything we do. Our comprehensive knowledge of your industry helps us understand the way you do business, and gives us the ability to structure direct funding solutions with everyone from contractors to equipment dealers.

For more information, contact us or your local Relationship Manager.

Normal credit and other conditions apply. This does not represent an offer to enter into a loan agreement.

Put Your Assets to Work

With Capital One's Asset-Based Lending, our bankers offer a nationwide lending platform to provide flexible credit facilities to companies having revenues from $25 million to over $1 billion. We service a broad range of industries in the manufacturing, wholesale, retail, and service sectors. Our typical transaction size is $10 million to $100 million or more. We understand your unique challenges and bring both industry expertise and creative insights into our financing solution. As one of America's top 10 banks, we have the scale and breadth of services to meet almost any challenge you may have. That means we are committed to what your business needs are, wherever you are located.

Financing Options

Revolving Lines of Credit
Term Loans
Letters of Credit

Program Features

Floating Interest Rate Options
Competitive Advance Rates
Flexible Amortization and Loan Covenants
Syndication Capabilities
Access to all of Capital One's product offerings

Product Applications

Working Capital
Refinancing
Acquisitions
Mergers
Restructuring
Recapitalization
Expansion
DIP Financing

For more information, contact us or your local Relationship Manager.

Normal credit and other conditions apply. This does not represent an offer to enter into a loan agreement.

Extend Your Reach

Capital One^® can arrange, as an administrative agent, syndicated loan transactions for companies requiring a credit structure that is outside of the limits of an individual bank. With a close understanding of your business, we will quickly and efficiently structure a market-clearing transaction with deal execution seamlessly completed through our network of regional bank contacts. This can be advantageous to borrowers for several reasons:

Practical, efficient means of accessing large pools of committed credit
Reduces the time-consuming and administratively burdensome process of negotiating multiple credit agreements, and it improves borrower control over financing activities
Only a single request to draw down funds, and any changes to the credit agreement only need to be executed once

We can devise a successful syndication strategy (including credit structure, terms, and pricing), regardless of the amount and transaction complexity, to help you streamline and simplify your access to capital.

We facilitate many types of credit facilities, including:

Revolvers
Term Loans—Secured and Unsecured
Letters of Credit
Construction Loans

These credit facilities can provide funding for general corporate purposes, including working capital, capital expenditures, acquisitions, and recapitalizations.

Capital One Bank^® will also manage the bank syndicate in an ongoing administration role throughout the life of the facility, including:

Coordinating the borrowing process
Calculating and billing for fees and interest
Distributing payments and quarterly financials to the syndicate
Leading negotiations and execution of amendments and waivers with borrowers and the bank syndicate

For more information, contact us or your local Relationship Manager.